As Head of Compliance, your primary responsibility is to ensure that the organization is in compliance with all relevant laws, regulations, and internal policies.
What you can expect to be doing:
Reporting to our Chief Operating Officer – your specific responsibilities will include;
- Review financial promotions, providing education and training to the business towards continuous improvement. Working to regulatory requirements, review, challenge (as necessary) and approve app and website copy and marketing material falling within the definition of Financial Promotions and ensuring we are Fair, Clear and Not Misleading.
- Maintain and execute both Compliance Risk Assessments and a monitoring and testing program
- Be a champion for Risk and Compliance. Help us train and educate people across Chip
- Take on and own new risk and compliance challenges that arise in any area of the business on a project basis. Take a problem-solving approach, whether designing a new process to be implemented or driving an effort for multiple teams to work together to meet new requirements.
- Carry out ad hoc work as directed by the Chief Risk Officer
- Managing our Senior Compliance Analyst and others as the team grows
What we are looking for:
- Must have good experience in Financial Promotions signoff and/or Risk Assessment and Compliance Monitoring
- Minimum 3 to 5 years of Compliance experience within Investments, Fintech or Open Banking
- Good working knowledge of FCA Handbook, particularly COBS, BCOBS, DISP, SYSC and, SM&CR
- Understands the big picture and takes a commercial/risk-based approach to compliance
- Methodical, organised and with excellent attention to detail
- Dynamic with the ability to prioritise and complete work to deadlines
- A team player who is sensitive to others knows how to listen, but can also deliver difficult messages effectively
- Previous line management experience would be preferred
What we’re really looking for: ️
Someone with a genuine interest in Chip and is excited about being part of a fast-growing company and our mission to build the investment super app of the future.
Although we’re in the financial space, and under the scrutiny that comes with it, the current compliance team works well together, and even sometimes with a smile. We’re sure you’ve got the technical skills, otherwise, you would have stopped reading by now, so let us be clear on what will make us want to work with you.
We want a real person, with interests outside of work, to join our team. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan-fiction. Doesn’t matter to us.
At the interview stages, we will be looking for empathy, eq, fun stories, and the ability to smile even when things are tough.
PERKS
- £80,000 - £95,000 per annum
- Discretionary share option bonus every 6 months
- Workplace pension scheme (Employer: 3% / Employee: 4% / Tax Relief: 1% / Total: 8%)
- Free ChipX subscription for UK-based employees
- We are an equal-opportunity employer and value diversity
- Flexible working arrangements (1-2 times per week in the office)
- Employee Assistance Programme
- Unlimited holiday (policy not to count) ️
- Annual £1500 Personal Learning Allowance
- £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
- Company laptop
- Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup
Our Interview Process:
- Video Screen with someone from our Talent team
- Video interview with Chief Operating Officer & Senior Compliance Analyst
- Final interview with some of our ELT team
About Chip
Our mission is to make our customers wealthier.
We’re building the investment super app of the future. An app to build your long-term wealth across real-world assets, investment funds, DeFi & crypto, and savings accounts.
We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage their wealth.
Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs, with the backing of more than 23,000 investors and a huge community of Chip users.
Our Vision
A global borderless digital wealth management platform that enables everyone to build wealth for their future.
Our Purpose
Is to enable the world's adults to build a wealthier tomorrow. We do this by democratising access to investment opportunities across real assets and investment funds, as well as risk-free savings accounts. This changes the world because wealth creates choices and the opportunity to live our best lives.
Our Values
Be ACCOUNTABLE
Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible
Be BOLD
Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers
Be COLLABORATIVE
Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together
We're growing fast and we have some very exciting plans. We're looking for an to help us make them happen.
Come join the excitement.
Equal Opportunities
We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.
Note to Agencies
Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.