Establishes immediate contact with Policyholders and claimants.
Conducts extensive investigations into causes and origins of all major property claims. Interviews insureds, claimants and others as required. Inspects property damage, reviews information to prepare estimates, evaluates and makes recommendations regarding coverage of claims, determines liability and total value of claims and negotiates settlements. Sets and maintains adequate reserves.
Exercises discretion and independent judgment in evaluating property damage in order to determine the extent of damage. Determines liability and total value of claim, develops estimate and obtains an agreed scope of work and cost of repair with contractor and/or Policyholder.
Determines value as they apply to the coverage.
Determines steps necessary to initiate investigation of a property loss. Uses outside experts and attorneys as required.
Documents claim files and submits final report to file for closure.
Assigns and supervises the handling of property losses by independent adjusters when necessary. Advises claims adjusters regarding handling of claims.
Conducts related training of field office claims personnel in the branch and at the Home Office.
Attends industry-related training programs to stay current on legal developments and ensure compliance with applicable laws and regulations impacting the operation of the department.
Establishes and maintains relationships with local, state and regional organizations and agencies which are involved in related activities.
Acts as coordinator of the Catastrophe Team activities at catastrophe site.